How to take loan from Navi App: – If you are in need of a large amount of loan and you are facing disappointment from everywhere, then this article of yours is going to prove to be very beneficial for you. In today’s article, we are going to tell you about Navi Instant Personal Loan App , from where you can get home loan up to 1.5 crore and personal loan up to 5 lakh in easy installments.
What is the process of taking loan from Navi App, what is the eligibility to take loan?, What documents will be required, how much loan will be available, what will be the interest rates and how can you contact Navi, you are going to get all this information through this article. Therefore, you must complete the article, only then you will be able to get complete information about Navi App Loan.
What is Navi App (Navi App Review)
Navi App is an application that provides the facility of Home Loan and Personal Loan in India. Through this application, you can take a loan from mobile phone sitting at home. The special thing about Navi App is that you can get the loan amount taken in your bank account instantly.
This company named Navi Technologies Ltd is a company registered by NBFC and it works under the rules of RBI. Navi’s founder is Sachin Bansal, who founded Navi company in December 2018. This company provides instant personal loan up to 5 lakh and home loan up to Rs 1.5 crore. More than 5 million people have installed this app in their mobile and it has got a rating of 3.5 in Play Store.
How to Download Navi App (Navi Personal Loan App Download)
Downloading Navi App is very easy, all you have to do is open Playstore and type Navi Personal Loan App in the search box. You will see this app, install it and use it , you can easily take Personal Loan and Home Loan .
How to Take Loan from Navi App (Navi Instant Personal Loan Apply)
To take a loan from Navi App, follow the step by step process given below –
- Step 1 – First of all download Navi App from Play Store.
- Step 2 – After this you accept the Terms and Conditions of Navi App and click on Continue and allow whatever Permission Navi asks from you.
- Step 3 – Then you will be asked to enter your number, you enter your number and click on the option with Get OTP and get the OTP verified.
- Step 4 – After completing this process, your account will be created on Navi App and you will come to the homepage of Navi App. Here you will see 2 options of Personal Loan and Home Loan.
- Step 5 – Click on the type of loan you want, then Navi App asks you for your basic details like –
- Your name, which is on the PAN card.
- Your Marital Status
- Employment Type, means you are Salaried, Unemployed, Student, Retired etc.
- Your Monthly Income
- In which industry do you work?
- reason for taking loan
- आपकी Minimum Education Qualification
- Your PAN Card Number
- Your Date of Birth which is on the PAN card.
- 6 digit Pin Code of where you are staying.
- After filling all these details, you have to click on Submit Application.
- Step 6 – After this it will take 2 to 3 minutes for your application to be processed, if you will be eligible to take loan then you complete the further process and if you application is rejected then you will again after 90 days. After that you can apply for the loan.
- Step 7 – Once you are eligible for the loan, you have to select the loan amount and monthly installment.
- Step 8 – After this complete your KYC, for this you will need Aadhar card and a selfie.
- Step 9 – Fill the details of the bank account in which you want money. Keep in mind that you have to give the details of the same bank account which is active.
Now the loan amount will come in your account in no time. So this was the simple process by following which you can apply for loan on Navi App.
Eligibility for availing loan on Navi App
If you have made up your mind to take a loan from Navi App, then you need to know about the eligibility criteria for taking loan on this application. You will get loan from this application only when you are eligible to take loan on Navi.
Following are the eligibility criteria for availing loan on Navi App –
- Navi App provides loan only to Indian citizens, if you are an Indian citizen then only you can take loan from Navi.
- Navi provides loans to people above the age of 18 years only.
- Navi does not provide loan all over India, you can check in Navi Application whether you will get loan in the area where you live or not.
- Navi gives you loan only if your credit score is good.
Documents required to take loan from Navi App
Very few documents are required to take Home Loan and Personal Loan from Navi App. You get both types of loans only on Aadhar card and PAN card.
Documents for taking loan from Navi App –
- Aadhar Card
- Pan Card
About Navi Personal Loan (All About Navi Personal Loan App)
As we have told you earlier that you can take Home Loan and Personal Loan from Navi. That’s why we have told you about both types of loans. The complete information about Navi Personal Loan is as follows –
- Loan Amount – On Navi App, you get a personal loan ranging from 10 thousand to 5 lakh rupees.
- Rate of Interest – The rate of interest on Navi personal loan ranges from 12 to 36 percent per annum.
- With Tenure – Navi App, you can take personal loan for 3 to 36 months.
- Processing Fee – Whenever you take a loan from any bank or institution, some Processing Fee is also levied, on Navi App you get a Processing Fee of 3.99 percent in personal loan.
Features of Navi Personal Loan
Following are the features of Navi Personal Loan –
- With Navi App, you can take a personal loan up to Rs.5 lakh.
- No bank statement or salary slip is required to avail personal loan from Navi App.
- You do not need any kind of paperwork in Navi Laon.
- You do not need any kind of collateral. Meaning that in taking a personal loan from Navi, you do not have to mortgage any kind of property.
- Minimum documents are required.
- When you apply for Navi Personal Loan, immediately after checking your eligibility, you will be told whether you can take a loan from Navi App or not.
- If you are eligible to take a loan from Navi App, then the loan amount is immediately credited to your bank account.
- Navi App provides loans in big cities of almost all the states of India.
About Navi Home Loan
Navi has added a new feature of Home Loan in its application which is going to prove to be very beneficial for the customers. The complete information about Navi Home Loan is as follows –
- Loan Amount – With Navi App, you can take a home loan of 1.5 crores. This amount is enough to build a good house.
- Rate of Interest – The rate of interest on Navi Home Loan is 6.95 percent per annum.
- Tenure – The time for repayment of Navi Home Loan is up to 25 years. You can take a home loan from Navi for 25 years.
Features of Navi Home Loan
The main features of Navi Home Loan are as follows –
- Navi App gives you home loan up to 90% of the total property value. Like the house you are buying is worth Rs 1 crore, then you can take a home loan up to Rs 90 lakh from Navi App.
- On Navi App you get High Loan Amount on Low EMI.
- You do not have to pay any additional charges on Navi Home Loan such as Application Fees, Legal fee, Valuation fee or Document handling fee)
- You can use Navi Home Loan for under construction, self built and shifting to another new house.
- If you are eligible for a home loan, then the loan amount is immediately credited to your account.
- Often a lot of paperwork is required in a home loan, but if you take a home loan from Navi App, then you do not need any kind of paperwork till you get the loan proposal.
Navi Contact Details & Customer Care Number
For any kind of problem you can contact in Navi –
- HelpLine Number (contact Number) – +91 80108 33333
- Email ID – firstname.lastname@example.org
- Official Website – https://navi.com/
- Address – 3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala Bangalore – 560095
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Conclusion – How to get loan from Navi App
Through this article, we have given you complete information about How to get loan from Navi App which will definitely prove beneficial for you. After reading this article, you must have understood the complete process of taking loan from Navi App.
We hope that you must have liked this article written by us Navi Instant Personal Loan App Review In Hindi , do share this article on social media as well so that those people who need loan can also get help.
Frequently asked questions about Navi Loan
Which loans can be taken from Navi App?
You can avail Home Loan and Personal Loan with Navi App.
How much home loan can be availed on Navi App?
You can get a home loan of up to 1.5 crores on Navi App and you get 25 years to repay it.
Navi is the application of which country?
Navi is an Indian application whose founder is Sachin Bansal.
What is the customer care number of Navi App?
The customer care number of Navi App is +9180108 33333.
Is Navi Loan App approved by RBI?
Navi loan app is registered with RBI to facilitate loan transactions between NBFC borrowers and Navi Technologies Ltd.